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Top 5 states with cheapest insurance

7/20/2015

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Here are the top 5 states with the cheapest insurance in the country

While this article tells us the top 15 states...

We didn’t want to bore you since Georgia ranks in the top 5!

I think you will be happy with what you find!

5. Ohio: $4,421 (total average cost of insurance per year)
Health: $2,658

Life: $304

Homeowners: $721

Auto: $738

Median annual earnings: $42,777

Combined insurance cost as a percentage of earnings: 10.3%

4. Georgia: $4,327 (total average cost of insurance per year)
Health: $2,163

Life: $304

Homeowners: $975

Auto: $885

Median annual earnings: $41,316

Combined insurance cost as a percentage of earnings: 10.5%

3. Maryland: $4,185 (total average cost of insurance per year)
Health: $2,165

Life: $304

Homeowners: $837

Auto: $879

Median annual earnings: $54,459

Combined insurance cost as a percentage of earnings: 7.7%

2. Idaho: $4,178 (total average cost of insurance per year)
Health: $2,387

Life: $304

Homeowners: $538

Auto: $949

Median annual earnings: $37,974

Combined insurance cost as a percentage of earnings:11%

1. Utah: $3,942 (total average cost of insurance per year)
Health: $1,896

Life: $304

Homeowners: $580

Auto: $1,162

Median annual earnings: $43,107

Combined insurance cost as a percentage of earnings: 9.1%

What does this mean for you?

If you live here in he greater Atlanta you have some of the cheapest insurance rates in the nation.

If not…

Its time for a free insurance checkup courtesy of your friendly neighborhood insurance agents at Lloyd Pro Group.

Click, call or stop by one of our 5 convenient locations.

Lloyd Pro Group | Nationwide Insurance

  • 1830 Water PL STE 105, Atlanta, GA 30339, (404) 892-2864
  • 2675 Breckinridge Blvd Suite 100, Duluth, GA 30096, (770) 497-1200
  • 4919 Flat Shoals Pkwy Suite 109, Decatur, GA, 30034, (770) 808-9900
  • 2973 Hwy 5, Douglasville, GA 30135, (770) 947-8096
  • 1532 Howell Mill Rd NW Atlanta, GA 30318, 404-335-7050
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Atlanta Cyber attack insurance

1/8/2015

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Will your Atlanta business be HACKED next?
WAKE UP Atlanta Cyber Crimes are real!Did you know that last year  3,000 US businesses were hacked?

The majority of them small to mid-sized businesses JUST like yours.

These cyberattacks have created a new industry that were not even dreamed about in the 1990’s.

The industry is cyber security insurance.

Did you know that Lloyd Pro Group Helps small businesses by providing them with cyber risk insurance in Atlanta?

In fact experts are expecting businesses to spend $2 billion on cyber-insurance premiums this year!


What kind of companies are investing in cyber risk insurance?You might be surprised that:

  • technology companies
  • financial institutions
  • retailers
  • contractors and vendors that serve large corporations, hospitals and government agencies.
  • Power companies
  • manufacturers
  • life services companies

Why would these businesses do so?

REMEMBER that these businesses have critical data.

They need to insure against any unauthorized access to this private data.

One attack could cause millions of dollars of loss.

What would that do to your business?

How would that impact your clients if all of their confidential information was stolen?

Don’t make the mistake that your business is safe and protected.

REMEMBER if they can hack Target or JP Morgan…

No small business is safe without cyber attack insurance coverage.

For a complimentary cyber liability consultation please contact us now.

Lloyd Pro Group | Nationwide Insurance
1830 Water Place #105, Atlanta, GA 30339
(404) 892-2864   (404) 892-2572 (Fax)
http://www.lloydprogroup.com/locations/atlanta-ga/
http://agency.nationwide.com/agent/james-c-lloyd-100001082-10000108200002
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Google Self-Driving Car Project prototypes are getting better

12/30/2014

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Do you think Atlanta is ready for people buying and using self driven cars around 285 loop?

Google Self-Driving Car Project


The vehicle we unveiled in May (goo.gl/qDUtgq) was an early mockup—it didn’t even have real headlights! Since then, we’ve been working on different prototypes-of-prototypes, each designed to test different systems of a self-driving car—for example, the typical “car” parts like steering and braking, as well as the “self-driving” parts like the computer and sensors. Google has put all those systems together in this fully functional vehicle—our first complete prototype for fully autonomous driving.

Put your checkbooks away.

They aren't ready yet to order.



And your friendly Atlanta insurance agency isn't ready to quote them either!

Google assures us that self driving cars are in our future.

Tell us what you think.

Do you think a car that drives itself is a good idea?

Lloyd Pro Group | Nationwide Insurance
1830 Water Place STE 105, Atlanta, GA 30339
(404) 892-2864   (404) 892-2572 (Fax)
http://www.lloydprogroup.com

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How to Help Your Insurance Rates with New Year's Resolutions

12/30/2014

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Your New Year's resolutions can improve your lifestyle and cut down some insurance premiums. Set a few goals that can boost your health and well-being by exercising regularly and eating a healthier diet. These habits could also get you better rates for whole life insurance and health insurance policies. Additionally, smokers can plan to dump their traditional or electronic cigarettes and enjoy the savings on insurance plans. People who use tobacco products regularly pay much higher premiums compared to non-smokers.

It's important to understand that insurance agencies thoroughly analyze the personal aspects of all customers. The driving record is usually reviewed by life insurance firms. Individuals who have been convicted of major traffic violations are more likely to get involved into accidents on the road. Such people are considered to be risky policy holders, according to insurance companies. Commit that you'll never get behind the steering wheel after having a few alcoholic drinks at a bar or house party.

A safe driving record will also score some big points with your auto insurance company. Some companies reward customers who haven't been involved in any car crashes or other incidents that include property damage. For example, a bonus check can be mailed to good drivers at the end of the yea_r. The bottom line is that there are monetary incentives for people to follow the rules of the road.

For a New Year's resolution, you might also plan to cut down on prescription medication that has serious side effects. You will save directly on drug co-payments as well as life insurance premiums that analyze risks based on a person's medication usage. Try to use natural supplements instead of potent pills that are available by prescription only. Organic herbal supplements cost only a fraction of expensive brand-name or even generic drugs.

Make a new years resolution to save money on your insurance this year!

Lloyd Pro Group | Nationwide Insurance
1830 Water Place STE 105, Atlanta, GA 30339
(404) 892-2864   (404) 892-2572 (Fax)
http://www.lloydprogroup.com
Your friendly home insurance agency in Atlanta


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    Lloyd pro Group has been helping Atlanta protect what matters most since 1985.

    Affordable home, business and car insurance in Atlanta Ga. Free insurance quotes are just one phone call away.

    Lloyd Pro Group | Nationwide Insurance
    1830 Water Place STE 105, Atlanta, GA 30339
    (404) 892-2864   (404) 892-2572 (Fax)
    http://www.lloydprogroup.com

    View my profile on LinkedIn

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